For Buyers
Access Your Ideal Lender
Buyers who rely on financing face a recurring problem: traditional lenders must first get comfortable with assets they don’t know.
Traditional lenders respond with exhaustive underwriting, but they never truly know the asset the way the seller does. The result is higher costs, stricter terms, and a cumbersome process to compensate for uncertainty the seller doesn’t have.
Seller finance via a SCOT gives buyers access to a lender who already knows the asset and doesn’t need to be convinced. This creates the conditions for flexibility, speed, and terms tailored to the deal.
How Does Haven Mercer Help?
Regular seller finance has historically been negotiated directly between buyer and seller, which can introduce complexity, conflict, and distraction that discourages sellers from offering it as an option.
When sellers opt out, buyers lose access to a faster, more flexible financing option that could have benefitted everyone at the table.
Haven Mercer exists to change that
We step in as a trusted intermediary to facilitate the transaction, remove friction between buyer and seller, and give buyers access to a financing option that a traditional lender simply can’t match.
After closing, we provide dedicated, ongoing servicing with consistent, responsive support throughout the life of the loan.
Seller-Driven Process
When a seller elects to offer seller finance, Haven Mercer steps in to structure and facilitate the transaction, giving buyers access to a financing option they may not have otherwise had.
A clean, executable path to financing
Buyer-Driven Process
When a buyer wants to pursue seller finance, Haven Mercer engages the seller on their behalf, bringing structure and credibility needed to make the process productive and the deal possible.
Institutional access to the ideal lender